Only General Contractor (and not Project Owner) had Additional Insured Status Under a Subcontractor’s CGL Policy

by Kent Holland | Jan 31, 2025 | Newsletter Article

Project owner entered into a general construction contract with a GC for construction services. The GC then entered into a subcontract requiring the subcontractor to indemnify and hold harmless the GC and the Owner, and also required the subcontractor to maintain a...

Insurance Agent Liable to Contractor for Misrepresenting Additional Insured Status and Failing to Procure Insurance Coverage

by Kent Holland | May 31, 2024 | Newsletter Article

General Contractor for a condo building settled the project developer’s claim against it and then filed suit against its subcontractor/engineer’s insurance agent based on the agent’s misrepresentation on a certificate of insurance and failure to procure additional...

Additional Insured Prime Contractor Entitled to be Defended under Subcontractor CGL Policy Where Plaintiff Merely Alleged “Damage to Other Property”

by Kent Holland | Dec 16, 2022 | Newsletter Article

A Commercial General Liability (CGL)Insurance carrier had a duty to defend a property developer who was an additional insured under a subcontractor’s CGL policy in a lawsuit by a homeowner association (HOA). While a lower court granted the carrier summary judgment...

Where Prime Failed to Require Indemnity from Its Sub and Failed to be Named as Additional Insured – its CGL Carrier Had No Coverage Responsibility

by Kent Holland | May 31, 2022 | Newsletter Article

General contractor and its CGL carrier were sued by a subcontractor’s employee for injuries sustained when hit by truck driven by another subcontractor while working on site. The CGL moved for summary judgment on the basis that an exclusion in the policy barred...

There Must be an Alleged Negligent Act of the Named Insured to Trigger Coverage for an Additional Insured under a CGL policy

by Kent Holland | Jan 28, 2020 | Newsletter Article

Does an Additional Insured under a contractor’s commercial general liability (CGL) policy have coverage for claims against the additional insured that aren’t based on allegations of negligent acts or omissions of the named insured contractor? In this decision the...

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Only General Contractor (and not Project Owner) had Additional Insured Status Under a Subcontractor’s CGL Policy

Insurance Agent Liable to Contractor for Misrepresenting Additional Insured Status and Failing to Procure Insurance Coverage

Additional Insured Prime Contractor Entitled to be Defended under Subcontractor CGL Policy Where Plaintiff Merely Alleged “Damage to Other Property”

Where Prime Failed to Require Indemnity from Its Sub and Failed to be Named as Additional Insured – its CGL Carrier Had No Coverage Responsibility

There Must be an Alleged Negligent Act of the Named Insured to Trigger Coverage for an Additional Insured under a CGL policy

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Only General Contractor (and not Project Owner) had Additional Insured Status Under a Subcontractor’s CGL Policy

Insurance Agent Liable to Contractor for Misrepresenting Additional Insured Status and Failing to Procure Insurance Coverage

Additional Insured Prime Contractor Entitled to be Defended under Subcontractor CGL Policy Where Plaintiff Merely Alleged “Damage to Other Property”

Where Prime Failed to Require Indemnity from Its Sub and Failed to be Named as Additional Insured – its CGL Carrier Had No Coverage Responsibility

There Must be an Alleged Negligent Act of the Named Insured to Trigger Coverage for an Additional Insured under a CGL policy

Search

Get the Newsletter

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Contract Guide for Design Professionals

Recent Newsletters

All Newsletters

Risk Management Workshops

Life Skills Workshop Slides

Contract Clauses – Papers and Articles

Construction Risk Management